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Melt the ghee or butter in a pan and add the garlic, onion and chilli and cook for a minute or two.
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Add the carrot and mushroom and cook for a few more minutes whilst all the flavours release.
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Add the fresh and canned tomatoes and kale and cook on a medium heat until the kale just starts to wilt.
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Add both cans of beans and cook for a further 5 minutes to heat the beans through.
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Add salt, pepper, chilli powder and parmesan if desired.
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Serve on a bed of fluffy brown rice or mixed colour quinoa